Insights & Education

White Papers, Articles & News

XPYRIA Team Insights


Inflation Calculator
XPYRIA Team Insights
January 20, 2023

We prefer to look at the month-over-month data to get a timelier insight into the changing inflation landscape.


Grey Divorce: What You Need to Know
XPYRIA Team Insights
January 15, 2023

Two-thirds of baby boomers say that they would prefer divorce over an unhappy marriage.


Mutual Fund Selection: Share Classes
XPYRIA Team Insights
January 10, 2023

XPYRIA analyzes client accounts on an ongoing basis to ensure that each investment has the lowest net cost.


A Medicare Primer
XPYRIA Team Insights
November 15, 2022

Here are a few items you should know about the process and your options.


Tax Planning - Rainbow in the Clouds?
XPYRIA Team Insights
November 8, 2022

Do you have access to professional tax & estate planning guidance?


What, Me Worry?
XPYRIA Team Insights
October 28, 2022

“Be greedy when others are fearful, and fearful when others are greedy.”


Federal Student Loan Debt Relief
XPYRIA Team Insights
October 18, 2022

The Federal Student Loan Debt Relief Application is now available.


Should I Invest in a Roth IRA or a Traditional IRA?
XPYRIA Team Insights
October 18, 2022

There is only one primary consideration in determining if a Roth makes sense to consider.


Unexpected Death of a Spouse or Partner
XPYRIA Team Insights
October 10, 2022

Having your financial life in order and yourselves on the same page is of utmost importance should the unthinkable occur.


Check Depositing Process
XPYRIA Team Insights
September 12, 2022

Checks are often sent to XPYRIA’s office for deposit to a client’s account, or for payments of account management fees.


Portfolio Positioning: A Rebalancing Act
XPYRIA Team Insights
September 1, 2022

A key component to both financial planning and long-term investing is ensuring you have the proper asset allocation that suits your needs.


RECESSION? What is it and who decides it?
XPYRIA Team Insights
August 26, 2022

Who has the responsibility of determining what a recession is, when it started, and when it ended?


Minors as IRA Beneficiaries
XPYRIA Team Insights
July 7, 2022

When a minor is named as a beneficiary, the unintended result can be complicated and costly.


Inherited IRAs and Avoiding Penalties -- It May Be Complicated
XPYRIA Team Insights
June 30, 2022

There are many nuances to the IRS rules.